Friday, August 25, 2017

What is a deductible?

Your Share of the Premium   A deductible is basically the amount “deducted” from an insured loss. Deductibles have been an essential part of the insurance contract for many years... READ MORE >>

Tuesday, August 15, 2017

What is No Fault Insurance?

What does No-Fault Insurance Mean?   No-Fault is an auto insurance system in Michigan and 12 other states.  No-Fault is a form of insurance where individuals who are injured in an ... READ MORE >>

Tuesday, August 1, 2017

Where does your Premium Go?

Where Does the Auto Premium Go? Insurance companies basically do three things with the premiums collected.  They:   pool the money to pay claims;  READ MORE >>

Sunday, July 30, 2017

Michigan No-Fault Mandatory Coverages

In Michigan, drivers are required to purchase three coverages: Personal Injury Protection which provides medical benefits for you; Property Protection covers property of others you hit; and Residual Liability provides legal benefits if you are sued. READ MORE >>

Wednesday, July 26, 2017

14 fire hazards in your home

Have you ever stepped out of the kitchen while waiting for water to boil? Or accidentally left something plugged in all day? Or turned the dryer on right before going out? READ MORE >>